Commercial lending can be an important part of a bank’s lending operation. However, it is important to not overlook the regulatory concerns that can arise. This course examines how key regulations affect commercial lending.
All bank employees are expected to make good decisions every day based on the organization's values and contemporary standards in business ethics. This course provides you with a solid framework for ethical decision making.
Short Description: The practice of offering different credit terms based on a consumer’s credit history is a major component of modern banking. This course discusses the rules and requirements regarding risk-based pricing as outlined in the Fair Credit Reporting Act.
This Fair Debt Collection Practices Act online training course is designed for debt collectors and employees involved directly or indirectly with debt collection at a bank. The Fair Debt Collection Practices Act (FDCPA) is a Federal law that limits the behavior and actions of debt collectors who are attempting to collect the debt for another person or entity. This course will provide you with an in-depth look at the Fair Debt Collection Practices Act.
This Fair Housing Act for Banks online training course is designed for lending, compliance, and marketing employees. The Fair Housing Act makes housing discrimination illegal. It protects people from discrimination by providers of housing whether a landlord, broker, or bank. This course will discuss the prohibitions under the Fair Housing Act as it relates to credit applications, disclosure and information collection requirements that banks must follow, and enforcement of the laws.
Get to know the Fair Lending laws! This course provides you with an overview of the Fair Housing Act, The Equal Credit Opportunity Act, The Home Mortgage Disclosures Act, and the Community Reinvestment Act.
This Garnishment of Accounts Containing Federal Benefit Payments online training course was designed for bank employees. This course provides information on the garnishment of accounts containing federal benefit payments. This course will outline the responsibilities of the bank and its employees that receive such a garnishment order and aims to arm you with the know-how of dealing with garnishment orders.
This How to Respond to an Active Shooter online training course is designed for employees, managers and employers. Unfortunately, today active shooter situations are a common reality. This course offers the planning and preparation that will help an organization reduce the likelihood of such a situation and mitigate the harm if an incident does occur.
Bank tellers have many responsibilities within their organization. In addition to processing customer transactions and providing quality customer service, they are responsible for ensuring their actions are in compliance with banking rules and regulations.
Deposit accounts are a necessity for all financial institutions. There are several laws and regulations that surround deposit accounts, the transactions that occur within them, and related products and services.
Banking laws and regulations have existed for decades however since the financial crisis beginning in 2008, the amount of regulations have grown significantly, mostly in part due to the enactment of the Dodd Frank Consumer Protection Act of 2010. It is imperative that lenders, loan operation staff, management and board of directors are aware the compliance rules when accepting and originating applications for credit at their banks.
In the past few years work environments have been flooded with devices that allow users to access their email and work files any place, any time. Banks are no exception. In this course we look at how banks can manage employee mobile devices that access bank and customer information.
This Military Lending Act online training course was designed for all lending department personnel and compliance professionals. The Military Lending Act was originally enacted in 2006 and is implemented by the Department of Defense. The Act protects active duty members of the military, their spouses, and dependents from certain lending practices.