This Nondeposit investment products (NDIPs) online training course offers an investment opportunity for bank customers but are not FDIC-insured. These types of products carry their own risks for consumers and banks must understand how to inform the consumer about these risks. This course is intended for all employees of banks that offer nondeposit investment products.
This Real Estate Appraisal online training course will give you a thorough understanding of real estate appraisal is critical to the health of a bank’s mortgage lending operations. This course will provide you with an overview of Federal regulation of real estate appraisals. We will discuss the history of regulation in this industry, the current regulations governing real estate appraisals, and transactions that are exempt from the regulations.
This Real Estate Wire Fraud Awareness online training course is designed for employees of banks, real estate companies, title companies, settlement agencies as well as property buyers. Learn about the fraudulent misdirection of closing funds in real estate transactions (real estate wire fraud), how it works, what you can do to prevent it, what to do if you are a victim and liability implications.
This Regulation B: Adverse Action online training course is designed for Bank employees. Regulation B requires banks to inform applicants whenever they take action in regard to an application for credit. Adverse action notices are required to be sent to consumers and certain commercial applicants for new applications as well as existing credit obligations when the bank takes adverse action.
This Regulation B: Appraisal Rules online training course is designed for bank employees. The appraisal rules set forth in Regulation B require specific notice to be delivered to and copies of appraisals to be received by an applicant or borrower within certain time frames. These rules apply to both consumer and commercial loans.
This Regulation B: Credit Applications online training course is designed for bank employees. This course explores The Equal Credit Opportunity Act, enacted through Regulation B, prohibits discrimination in credit transactions. In this course, we will discuss things you can and cannot do when processing a credit application as well as information you must collect from an applicant.
This Regulation B: Equal Credit Opportunity Act - Overview online training course is designed for bank employees and explores The Equal Credit Opportunity Act (ECOA), enacted through Regulation B, prohibits discrimination in credit transactions. The Equal Credit Opportunity Act (ECOA), enacted through Regulation B, prohibits discrimination in credit transactions. The law is designed to protect applicants from unfair or discriminatory lending practices.
This online Regulation B: The Equal Credit Opportunity Act training course is designed for all persons and institutions that extend credit. The Regulation seeks to promote the availability of credit to all credit-worthy applicants by prohibiting creditor practices that discriminate on the basis of any of the Regulation's prohibited bases. Banks are required to provide people with equal access to credit regardless of race, color, religion, national origin, sex, marital status, or age (among other protected characteristics).
This Regulation BB: The Community Reinvestment Act online training course is designed for bank employees. This course explores the framework and criteria by which a regulator assesses a bank’s compliance with the CRA. It outlines the various tests and standards that a bank must comply with in order to meet the credit needs of the local communities in which the institution is chartered.
Because of Regulation DD’s reach and impact, comprehensive training on the regulation is a must for many bank professionals. This course gives you an in-depth look at one of banking’s most important Regulations.
This Regulation E — Gift Cards & General-Use Prepaid Cards online training course is designed for frontline and compliance employees. Regulation E provides basic protections for a consumer when using an electronic fund transfer service that the bank offers. Regulation E also sets the requirements for sale of gift cards, gift certificate, and general-use prepaid card disclosures and fees to ensure consumers understand what they are purchasing. This course provides details on the rules regarding these types of products.
This Regulation E & Z — Prepaid Accounts online training course is designed for frontline employees. The CFPB issued rules to create comprehensive protections for prepaid accounts under Regulation E and Regulation Z. While most community banks are merely sellers of prepaid cards, not issuers, banks must ensure they are providing the appropriate disclosures and that they are accurate. Issuers of prepaid accounts must know the rules in great detail.
This Regulation E: Disclosure Requirements online training course is designed for operations, compliance, and frontline staff. This course will provide information on electronic fund transfers and the disclosures that are required for each product or service related to electronic fund transfers. Regulation E provides basic protections for a consumer when using an electronic fund transfer service that the bank offers.
This Regulation E: Liability and Error Resolution online training course is designed for frontline, operations, and compliance bank personnel. Regulation E provides basic protections for a consumer when using an electronic fund transfer service that the bank offers. This course explores the details of consumer liability and the bank’s error resolution requirements under Regulation E and unauthorized transactions.
This Regulation E: Overdrafts online training course is designed for deposit account service, compliance and operations personnel. Everyone working with customers needs to understand the opt-in requirements for an overdraft service covered under Regulation E. It is important bank personnel know whether or not the bank offers overdraft services and if so, what the policies and procedures are so they can disclose and explain them to customers.
This Regulation E: Overview online training course is designed for all personnel within the bank who work with customers that have deposit accounts, access devices, and perform remittance transfers as well as those in the operations department. This course will provide you with an overview of the various requirements of Regulation E including disclosures, overdrafts, gift cards, prepaid accounts, and remittance transfers.
This Regulation E: Remittance Transfers online training course is designed for frontline, compliance, and operations bank staff. This course provides detailed information on the remittance transfer rules.
This Regulation FD online training course is designed for all bank employees, especially investor relations employees, in a public company. The purpose of Regulation Fair Disclosure is to make all material information about a company available to all investors at the same time. In this course, we will review the compliant way for public companies to achieve this goal.
Regulation GG requires banks to take measures to prevent their payment systems from being used to facilitate internet gambling related transactions. In this module we will show you what you need to know about Regulation GG.