This catalog contains courses for the Chemical, Mining and Banking industries. Different industries have different needs in order to stay compliant with their respective regulations. Here we have broken down the compliance training needed, depending on the industry you’re in.
Banking laws and regulations have existed for decades however since the financial crisis beginning in 2008, the amount of regulations have grown significantly, mostly in part due to the enactment of the Dodd Frank Consumer Protection Act of 2010. It is imperative that lenders, loan operation staff, management and board of directors are aware the compliance rules when accepting and originating applications for credit at their banks.
This Managing Mobile Devices for Banks online training course will provide you with the information you need to manage mobile devices in the modern work environment. In this course, we look at how banks can manage employee mobile devices that access bank and customer information and discuss tips for managing email on mobile devices.
This Military Lending Act online training course was designed for all lending department personnel and compliance professionals. The Military Lending Act was originally enacted in 2006 and is implemented by the Department of Defense. The Act protects active duty members of the military, their spouses, and dependents from certain lending practices.
This Mortgage Fraud online training course gives you the tools you need to help protect your bank and your customers from mortgage fraud. This course will introduce common indicators of mortgage fraud, the mechanics of popular mortgage schemes, and what you, as a banker, can do to help prevent mortgage fraud at your institution.
In this New Accounts: Product Knowledge and Cross-Selling online training course, we will look at how knowledge of your bank’s products and services will help you meet customer needs and build strong customer relationships. As a frontline employee, you are often called upon to open a new account. In this situation, you need an excellent understanding of your bank's products and services.
This Nondeposit investment products (NDIPs) online training course offers an investment opportunity for bank customers but are not FDIC-insured. These types of products carry their own risks for consumers and banks must understand how to inform the consumer about these risks. This course is intended for all employees of banks that offer nondeposit investment products.
Two of the oldest forms of payments are checks and debit and credit cards. While check use is decreased and physical checks have not changed dramatically, processing them has. This Payments 101 Part 1 - Checks and Credit Cards online training course provides an overview of the features, processes, and regulations regarding checks and debit and credit cards.
In the United States, there are many ways we pay our bills and each other. The Automated Clearing House (ACH) is generally seen as a consumer product but is used by companies as well. This Payments 101 Part 2 - ACH & Wire Transfers online training course will provide a general overview of ACH and wire systems, transactions, and rules.
This Phishing and Ransomware online training course will give you an overview of phishing, describe how it affects banks, and discuss prevention strategies. Phishing is a general term for any attempt to collect personal, financial, and sensitive information by posing as a trustworthy entity in electronic communication. The information is then used to access the targeted individual's accounts and can result in identity theft and financial loss.
This Principles of Banking Overview online training course will provide an overview of the banking industry. It will discuss how a bank is structured, how it operates financially, the rules the bank must follow, various products and services the bank may offer to its customers, security, and fraud, and the various examinations that banks must participate in.
This Real Estate Appraisal online training course will give you a thorough understanding of real estate appraisal is critical to the health of a bank’s mortgage lending operations. This course will provide you with an overview of Federal regulation of real estate appraisals. We will discuss the history of regulation in this industry, the current regulations governing real estate appraisals, and transactions that are exempt from the regulations.
This Real Estate Wire Fraud Awareness online training course is designed for employees of banks, real estate companies, title companies, settlement agencies as well as property buyers. Learn about the fraudulent misdirection of closing funds in real estate transactions (real estate wire fraud), how it works, what you can do to prevent it, what to do if you are a victim and liability implications.
This Red Flag Identity Theft: The Program online training course shows you to effectively implement and utilize a Red Flags program at your bank and help stop identity theft. This course will provide you with the information you need to implement and maintain a fully compliant Red Flags Identity Theft Prevention Program at your bank.
This Red Flags Identity Theft: 26 Red Flags online training course is designed for bank employees. The Red Flags Rules list specific categories of warning signs and provide 26 specific examples of red flags. This course will discuss each of the red flags provided in the rules. This course is intended for account opening staff (both deposit and loans) and operations departments.
This Regulation B: Adverse Action online training course is designed for Bank employees. Regulation B requires banks to inform applicants whenever they take action in regard to an application for credit. Adverse action notices are required to be sent to consumers and certain commercial applicants for new applications as well as existing credit obligations when the bank takes adverse action.
This Regulation B: Appraisal Rules online training course is designed for bank employees. The appraisal rules set forth in Regulation B require specific notice to be delivered to and copies of appraisals to be received by an applicant or borrower within certain time frames. These rules apply to both consumer and commercial loans.
This Regulation B: Credit Applications online training course is designed for bank employees. This course explores The Equal Credit Opportunity Act, enacted through Regulation B, prohibits discrimination in credit transactions. In this course, we will discuss things you can and cannot do when processing a credit application as well as information you must collect from an applicant.
This Regulation B: Equal Credit Opportunity Act - Overview online training course is designed for bank employees and explores The Equal Credit Opportunity Act (ECOA), enacted through Regulation B, prohibits discrimination in credit transactions. The Equal Credit Opportunity Act (ECOA), enacted through Regulation B, prohibits discrimination in credit transactions. The law is designed to protect applicants from unfair or discriminatory lending practices.
This online Regulation B: The Equal Credit Opportunity Act training course is designed for all persons and institutions that extend credit. The Regulation seeks to promote the availability of credit to all credit-worthy applicants by prohibiting creditor practices that discriminate on the basis of any of the Regulation's prohibited bases.
This Regulation BB: The Community Reinvestment Act online training course is designed for bank employees. This course explores the framework and criteria by which a regulator assesses a bank’s compliance with the CRA. It outlines the various tests and standards that a bank must comply with in order to meet the credit needs of the local communities in which the institution is chartered.
Regulation CC, also known as the Expedited Funds Availability Act, establishes the basic rights, liabilities, and responsibilities financial institutes have regarding the availability of deposited funds. Regulation CC governs how banks make deposited funds available to customers. This Regulation CC: Funds Availability Act - In Depth online training course provides an in-depth look at Regulation CC.
Regulation CC establishes the basic rights, liabilities, and responsibilities financial institutions have regarding the availability of consumer deposited funds. This Regulation CC: Funds Availability Act - Overview online training course provides an overview of funds availability rules, required notices, returning of checks, and substitute checks. This course is intended for frontline staff and those who make decisions regarding holds and the paying of checks.
In this Regulation D: Reserve Requirements online training course we will discuss Regulation D and how it governs reserve requirements in the United States. Reserve requirements are designed to assist the federal government in the implementation of its monetary policy. In very basic terms, the level of reserves that must be maintained affects the monetary supply.
This Regulation DD: Truth in Savings – In-Depth online training course is designed for compliance employees involved in the creation and review of account disclosures and provides details on all of the Regulation DD requirements. The primary purpose of Regulation DD (Truth-in-Savings Act) is to give consumers enough information to make an informed decision about deposit accounts they want to open at the bank via standardized disclosures.
This Regulation DD: Truth in Savings – Overview online training course is designed for frontline employees and new account personnel. The primary purpose of Regulation DD (Truth-in-Savings Act) is to give consumers enough information to make an informed decision about deposit accounts they want to open at the bank via standardized disclosures. This course provides an overview of the Regulation DD requirements.
This Regulation E — Gift Cards & General-Use Prepaid Cards online training course is designed for frontline and compliance employees. This course provides details on the rules regarding these types of products. Regulation E provides basic protections for a consumer when using an electronic fund transfer service that the bank offers.
This Regulation E & Z — Prepaid Accounts online training course is designed for frontline employees. The CFPB issued rules to create comprehensive protection for prepaid accounts under Regulation E and Regulation Z. While most community banks are merely sellers of prepaid cards, not issuers, banks must ensure they are providing the appropriate disclosures and that they are accurate. Issuers of prepaid accounts must know the rules in great detail.
This Regulation E: Disclosure Requirements online training course is designed for operations, compliance, and frontline staff. This course will provide information on electronic fund transfers and the disclosures that are required for each product or service related to electronic fund transfers. Regulation E provides basic protections for a consumer when using an electronic fund transfer service that the bank offers.
This Regulation E: Liability and Error Resolution online training course is designed for frontline, operations, and compliance bank personnel. Regulation E provides basic protections for a consumer when using an electronic fund transfer service that the bank offers. This course explores the details of consumer liability and the bank’s error resolution requirements under Regulation E and unauthorized transactions.
This Regulation E: Overdrafts online training course is designed for deposit account service, compliance and operations personnel. Everyone working with customers needs to understand the opt-in requirements for an overdraft service covered under Regulation E. It is important bank personnel know whether or not the bank offers overdraft services and if so, what the policies and procedures are so they can disclose and explain them to customers.