The Equal Credit Opportunity Act and the Fair Housing Act prohibit creditors from discriminating against any applicant with respect to all aspects of a credit transaction. The courts have recognized three methods of proof of lending discrimination under the laws. This course will discuss overt discrimination, disparate treatment, and disparate impact as well as list some of the common types of discrimination found within the banking industry. This course is intended for all lending personnel, management, and directors.
Course Learning Objectives
By taking this online Fair Lending: Types of Discrimination course, the user will learn to:
- Describe the different types of discrimination
- Understand the common areas of discrimination found within a bank’s policies and procedures
- Review the bank’s policies and procedures to ensure they do not include any discriminatory practices
This online Fair Lending: Types of Discrimination course is made up of the following sections:
- Overt Discrimination
- Disparate Treatment
- Disparate Impact
- Common Discriminatory Practices
This Fair Lending: Types of Discrimination online training course was designed for bank employees.
If you have any concerns as to whether this course is appropriate for you or your industry, please browse our full selection of online courses.